Standard Chartered Bank Nigeria online account opening guide

Standard Chartered Bank Nigeria account opening is simple, quick, and can be done online. The bank has been operating in Nigeria since 1969 and is licensed by the Central Bank of Nigeria (CBN). The Standard Chartered Bank Nigeria online account opening guide for 2025 outlines a fully digital process that allows you to register without visiting a branch.

Key takeaways

• You can open a Standard Chartered Bank Nigeria account online via their official website or SC Mobile App without visiting a branch.
• Applicants must be 18 years old and have a valid Nigerian ID.
• Depending on your personal or business needs, you can choose from savings, current, or domiciliary accounts.
• The process supports Standard Chartered Bank online account opening with zero balance for some account types.

How to open a Standard Chartered Bank Nigeria online account

While there are various types of Standard Chartered Nigeria bank accounts, the registration process is similar for most.

Whether for personal or business use, the Standard Chartered Bank account opening online process is the same across various account types. Follow this step-by-step guide using the SC Mobile App:

1. Visit the official Standard Chartered Bank Nigeria website.
2. Click "Open an Account" to download the SC Mobile App.
3. Install the app and select "Open Account."
4. Enter your Bank Verification Number (BVN) to begin.
5. Input the 6-digit OTP sent to your registered phone number.
6. Fill in your contact and personal details.
7. Take a selfie and upload your valid ID card and signature (optional).
8. Review your details, accept the terms and conditions, and submit.

Note: If your account number does not appear immediately, temporary registration details will be sent to your email and phone. A bank representative may also contact you.

Types of Standard Chartered Nigeria Bank accounts

Standard Chartered Bank Nigeria offers a wide range of bank account types tailored to individual and business needs:

Current accounts

These are ideal for frequent financial transactions and come in the following variants:

• Current account (Local currency)
• Domiciliary account
• Salary account
• Standard Chartered Women's current account

Savings accounts

Perfect for those who want to save money while earning interest. Options include:

• Regular savings account
• Instant savings account
• Instant plus savings account
• eSavers account
• My Dream account
• EducationSaver account
• Standard Chartered Women's Savings Account

Fixed/Term deposit accounts

Designed for short- or long-term savings with interest. To open, you will need:

• One passport photo
• Two references from account holders
• FATCA form
• SDD/EDD checklist
• TD Placement form
• Means of identification
• Important Information document

Note: Both original and photocopies of documents are required. For detailed info, visit the Standard Chartered Nigeria website.

How to register for Standard Chartered Bank Nigeria online banking

After completing your Standard Chartered Bank Nigeria account opening, you need to register separately for online banking to access your account digitally. There are two registration methods, depending on whether your account came with a debit/credit card or a temporary ID.

Registering with a debit or credit card

If you received a debit or credit card when opening your account, follow these steps to register:

1. Visit the official Standard Chartered Bank Nigeria online banking registration page.
2. Accept the terms and conditions by checking the required box.
3. Choose your card type (debit or credit).
4. Enter your card details.
5. For a debit card, input the card number, PIN, and expiry date.
6. For a credit card, enter the card number and PIN. If you don’t have a PIN, provide the card’s expiry date, your date of birth, and the CVV2 code (located on the back of the card).
7. Click "Next" and verify the information.
8. A one-time password (OTP) will be sent via SMS to your registered phone number.
9. Enter the OTP and proceed.
10. Set up your preferred login credentials (username and password) to complete the registration.

Registering with a temporary ID and SMS PIN

If your account was opened without a card, follow these steps:

1. Visit any SCB Nigeria branch or contact their customer support to request a temporary ID and SMS PIN.
2. Once you receive both, go to the online banking registration page.
3. Accept the terms and conditions by ticking the checkbox.
4. Enter your temporary ID and SMS PIN into the form.
5. Click "Next" and follow the prompts to create your username and password.
6. Complete the registration by confirming your login details.

Can you open a Standard Chartered Bank account online?

You can easily open a Standard Chartered Bank account online using the SC Mobile App or the official website. The fully digital process allows you to register without visiting a physical branch. You will need a valid means of identification, your Bank Verification Number (BVN), and a smartphone with internet access.

Can you open a bank account online without going to the bank?

Yes. With Standard Chartered, you can complete the entire process from home using your smartphone or computer.

How to open Standard Chartered Bank online banking?

To register for Standard Chartered Bank Nigeria online banking, you must first open an account with the bank. Once that is done, you can register online using either your debit/credit card details or a temporary ID and SMS PIN provided by the bank.

What is the Standard Chartered Bank Nigeria WhatsApp number?

While they do not have a WhatsApp number, you can reach them by telephone: +234 1 270 4611 – 4 or email at clientcare.ng@sc.com.

Where can you get the Standard Chartered Bank account opening form?

The Standard Chartered Bank account opening form is embedded within the SC Mobile App's digital registration process. They offer forms for both individual and corporate accounts.

The Standard Chartered Bank Nigeria online account opening process is fast, convenient, and user-friendly. With just a few steps on the SC Mobile App, you can open an account without visiting a branch. Whether for personal or business use, the bank offers a range of account types to suit your financial needs, making digital banking accessible and hassle-free.

DISCLAIMER: This article is not sponsored by any third party. It is intended for general informational purposes only and does not address individual circumstances. It is not a substitute for professional advice or help and should not be relied on to make decisions. Any action you take based on the information presented in this article is strictly at your own risk and responsibility!

Legit.ng recently published an article on how to get a bank statement online in Nigeria from different banks. Bank statements are helpful for financial tracking, reconciling your bank account balance, and identifying discrepancies or errors.

You can generate your bank statement on your bank's mobile application or online banking portal. Alternatively, you can request one from the bank, and the bank will send the statement of account via email. Read on to learn more ways of obtaining a bank statement online.

Source: Legit.ng